Here are some common myths about renters insurance:
Myth: My belongings aren't worth insuring.
Reality: Take a quick inventory...you may be surprised at what your belongings are worth. Imagine having to replace your entire wardrove, your TV and DVD player, your stereo system, and more.
Myth: My landlord's insurance covers me.
Reality: Your landlord's insurance typically only covers the dwelling-not your personal belongings.
Myth: I hear renters insurance is expensive.
Reality: If you can afford a DVD a month, you can afford renters insurance. And if you have auto insurance with State Farm, or if your apartment has a security system, your premiums could be even lower.
Myth: I don't need liability insurance.
Reality: Your landlord's policy may not cover your liability for a loss that occurs at your residence.Information above obtained from Joe A. Lochner, agent with State Farm Insurance in Redmond. He can be reached at 541-548-6023.